Residential Property Archives - Morgan Hill Solicitors https://morganhillsolicitors.co.uk/category/residential-property/ It’s all about YOU, not US Sat, 06 Dec 2025 23:18:10 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.1 https://morganhillsolicitors.co.uk/wp-content/uploads/2023/03/cropped-WhatsApp_Image_2023-03-26_at_15.50.31-removebg-preview-e1679842583677-32x32.png Residential Property Archives - Morgan Hill Solicitors https://morganhillsolicitors.co.uk/category/residential-property/ 32 32 Important Changes to UK Family Immigration Rules (September 2025) https://morganhillsolicitors.co.uk/important-changes-to-uk-family-immigration-rules-september-2025/ Thu, 04 Sep 2025 23:03:08 +0000 https://morganhillsolicitors.co.uk/?p=4505 Rao Manzoor-ul-Haque Khan

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Immigration Blog Post

Important Changes to UK Family Immigration Rules (September 2025)

Closure of the Refugee Family Reunion Route

The biggest change is that the Refugee Family Reunion route (also known as Appendix Family Reunion – Sponsors with Protection) has now been closed to new applications.

• If you applied before 3:00pm on 4 September 2025, your application will still be considered under the old rules.
• If you are applying after this date, you can no longer use the refugee family reunion rules.

Instead, you will need to apply through one of the following:
– Appendix FM (Family Members) – for partners and children of people with refugee or protection status, or those who are settled or British citizens.
– Appendix Child Relative – for children who want to join a close relative (such as a sibling) with protection status in the UK.

Changes to Family Applications Under Appendix FM

The family route under Appendix FM has been updated to include the families of people with protection status.

• Children of people with protection status can now apply under Appendix FM in the same way as other family members.
• If successful, their visa will normally be granted for the same period as their parent’s visa.
• Conditions, including whether they can access public funds, will match those of their parent.

What This Means for Families

  • Families of refugees or those with humanitarian protection must now use the same family routes as other applicants.
    • These routes may involve stricter financial and evidential requirements compared to the old refugee family reunion process.
    • Transitional rules protect those who applied before the cut-off date.

How We Can Help

These changes may make it more complicated for families to reunite. If you or your loved ones are affected:
• We can assess which route is most suitable for your circumstances.
• We will explain the new requirements clearly and guide you through the application process.
• If you applied under the old rules before the deadline, we can also assist in ensuring your application is processed correctly.
📞 For advice and support, contact us today:
Morgan Hill Solicitors
Phone: 0203 5000 699
Email: info@MorganHillSolicitors.com

Rao Manzoor-ul-Haque Khan

5 September 2025

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Buying a Property at Auction: Key Legal Considerations https://morganhillsolicitors.co.uk/buying-a-property-at-auction-key-legal-considerations/ Thu, 01 May 2025 13:12:14 +0000 https://morganhillsolicitors.co.uk/?p=4459 Rao Naeem-ul-Haque Khan

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Property Blog Post

Buying a Property at Auction: Key Legal Considerations

  1. Conducting Thorough Due Diligence

Properties listed at auction often have underlying legal or structural issues. Buyers must perform detailed due diligence before the auction date.

Tip: Obtain and scrutinize the auction legal pack through your solicitor, paying close attention to title deeds, any existing charges, planning permissions, searches and the management pack. The absence of documents may also be a cause for concern.

  1. Arranging Finances in Advance

Once your bid is accepted at auction, you are typically required to pay a deposit (usually 10%) immediately, with completion required within a short, fixed timeframe—often within 28 days.

Tip: Arrange your financing or mortgage approval before you place a bid, ensuring you can meet the completion deadline comfortably.

  1. Understanding Auction Conditions and Special Conditions

Auction conditions vary, and special conditions within the legal pack may impose obligations or liabilities on the buyer which may not be apparent from a brief read.

Tip: Carefully review all auction conditions and special conditions with your solicitor to avoid surprises or unexpected costs.

  1. Property Inspections and Surveys

Auction properties are usually sold “as seen,” meaning the seller is unlikely to address any defects post-auction.

Tip: Commission an independent building survey prior to the auction, helping identify any potential costly repairs or structural issues that could influence your budget on a particular property.

  1. Be Ready for Immediate Legal Commitment

When the hammer falls at an auction, the buyer immediately enters into a legally binding contract. Withdrawal or failure to complete may result in significant penalties, including the loss of your deposit.

Tip: Only bid if you are fully prepared and certain of your decision, having taken comprehensive advice beforehand.

 

Buying a property at auction can be highly rewarding, provided you approach it with careful planning and expert legal support. Our experienced team can guide you through each step of this unique buying process, ensuring a smooth and secure transaction.

For further assistance and advice on buying at auction, contact our conveyancing specialists today.

Rao Naeem-ul-Haque Khan

1 May 2025

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UK VISIT VISA APPLICATIONS https://morganhillsolicitors.co.uk/uk-visit-visa-applications/ Sun, 12 May 2024 19:27:13 +0000 https://morganhillsolicitors.co.uk/?p=3666 Rao Manzoor-ul-Haque Khan

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Immigration Blog Post

UK Visit Visa Applications

UK visit visa applications differ from other visa categories such as student, work, spouse, and business visas, as they lack predefined requirements, adding to the complexity of the process. Hence, it is crucial to exercise caution when applying for a visit visa. When evaluating a UK visit visa application, the UK Visas and Immigration (UKVI) takes into account several factors to assess the applicant’s eligibility. Noteworthy factors include:

Purpose of Visit: The UKVI assesses whether the purpose of the visit aligns with the visa category applied for, whether it’s for tourism, visiting family or friends, business, medical treatment, etc.

Financial Means: Applicants need to demonstrate that they have sufficient funds to cover their expenses during their stay in the UK, including accommodation, transportation, and other living expenses. This ensures that they are not likely to become a burden on the UK’s public funds.

Ties to Home Country: Applicants must provide evidence of strong ties to their home country, such as employment, property ownership, family relationships, etc. This helps establish their intention to return home after the visit, reducing the risk of overstaying.

Travel History: The applicant’s travel history, particularly any previous compliance with visa conditions, is considered. A history of overstaying visas or immigration violations may negatively impact the application.

Immigration History: Any previous visa refusals or immigration violations are considered. Applicants with a history of visa refusals may need to provide additional evidence to address previous concerns.

Criminal Record: Applicants with a criminal record may face additional scrutiny. Serious criminal convictions or those related to dishonesty or deception can lead to visa refusal.

Health and Medical History: While not typically a major factor for visit visas, applicants may be required to provide medical documentation if they have certain health conditions that could affect their visit or pose a public health risk.

Duration and Frequency of Visits: The frequency and duration of past visits to the UK are considered. Applicants who frequently visit the UK for extended periods may be subject to closer scrutiny to ensure they are not using visitor visas as a means to live in the UK without proper authorisation.

Accommodation and Travel Plans: Applicants need to provide details of their accommodation arrangements in the UK, as well as their travel plans within the country. This helps assess the feasibility and credibility of the visit.

Ties to Inviter/Host (if applicable): If the visit is sponsored by an organisation or a person in the UK, such as a family member or friend, the relationship between the applicant and the inviter, as well as the inviter’s immigration status and financial situation, may be considered.

It’s important for applicants to provide comprehensive documentation and evidence to support their application and address any potential concerns raised by the UKVI. Meeting the eligibility criteria and providing strong evidence can significantly increase the chances of a successful visa application.

Please be advised that the information shared is for informational purposes only and should not be relied upon as legal advice. The readers must seek formal legal advice from an authorised person based on their individual circumstances. You may get in touch with us for tailored advice according to your circumstances.

Rao Manzoor-ul-Haque Khan

12 May 2024

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Do you have a right to extend your lease under the Leasehold, Reform, Housing and Urban Development Act 1993? https://morganhillsolicitors.co.uk/do-you-have-a-right-to-extend-your-lease-under-the-leasehold-reform-housing-and-urban-development-act-1993/ Sat, 27 May 2023 20:47:47 +0000 https://morganhillsolicitors.co.uk/?p=1650 Rao Naeem-ul-Haque Khan

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Property Blog Post

Do you have a right to extend your lease under the Leasehold, Reform, Housing and Urban Development Act 1993??

 

Do you have a right to extend your lease under the Leasehold, Reform, Housing and Urban Development Act 1993??

 

As an owner of a residential leasehold property, you may have the right to extend your current lease a further 90 years after the expiry of your current lease.

 

Entitlement to extension

The right to extend a lease applies to a qualifying tenant who has owned the property for at least 2 years.

Note: leaseholders who own three or more flats are NOT excluded in this case.

 

What is a qualifying tenant

To qualify, a leaseholder must hold the leasehold interest in a flat under a long lease (a lease of more than 21 years) and must not own three or more flats.

A leaseholder who holds a sub-lease/tenancy included in the definition of qualifying tenant.

 

Who isn’t a qualifying tenant

If you hold a business tenancy, a tenancy where the immediate landlord is a charitable housing trust or hold an unlawful sub-lease out of the non-qualifying superior lease, you are not a qualifying tenant.

 

Terms of the new lease

The new lease will be a ‘peppercorn’ (£0 ground rent) and a premium will be payable for the grant of the new lease. Once granted, the new lease will immediately replace the tenant’s existing lease.

Note: this right is available irrespective of the rights to collective enfranchisement)

The terms of the new lease are to stay the same at the existing lease but for the new rent being peppercorn, service charge provisions and will contain a statement that the lease is being granted under the Leasehold, Reform, Housing and Urban Development Act 1993.

The terms in the new lease may also include new terms which rectify any defects in the current lease and the landlord’s right to apply to the court for possession for redevelopment purposes during the last 12 months of the original term or the last 5 years of the extension (subject to compensation being payable to the tenant).

 

How is the premium calculated

The amount of the premium payable by the tenant for the lease extension is calculated by accumulating:

  • The reduction in the value of the landlord’s interest;
  • Where the unexpired term of the tenant’s existing lease does not exceed 80 years, 50% of the marriage value; and
  • Compensation to the landlord

 

Landlord’s protection

The landlord can oppose the tenant’s request on the basis that the tenant’s existing lease expires within 5 years and that the landlord intends to demolish/reconstruct the property and would be unable to do so without being given possession of the premises.

 

Contact us for more information to understand more about your rights. At Morgan Hill Solicitors, we take care of the legal side of your transaction so you can focus on the important stuff.

Rao Naeem-ul-Haque Khan

21 May 2023

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How can you avoid delays in the buying/selling of your home? https://morganhillsolicitors.co.uk/how-can-you-avoid-delays-in-the-buying-selling-of-your-home/ Sun, 21 May 2023 16:07:30 +0000 https://morganhillsolicitors.co.uk/?p=1600 Rao Naeem-ul-Haque Khan

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Property Blog Post

How can you avoid delays in the buying/selling of your home?

There can be a number of reasons why a purchase/sale transaction might be delayed or come to a temporary halt. Making sure your solicitor has all the relevant information from the outset of your instructions can help your transaction complete faster.

 

 

Problems with the property

Another issue which arises often is a defect with the property coming to light. This may lead to the purchaser wanting the seller to remedy the issue before they proceed to exchange and completion.

As carrying out remedial works can be costly and time consuming, buyers and sellers are often advised to negotiate an appropriate allowance in the purchase price so these works can be carried out after the completion has taken place.

 

Missing or incomplete paperwork

There is a lot of paperwork involved in a conveyancing transaction being able to proceed to completion. Delays in the execution of these documents can lead to delays in your transaction proceeding to completion.

Since your solicitor requires all the original, signed paperwork before the transaction can proceed, if you have any queries with regards to where to sign and where witnesses would need to sign, visiting your solicitor at their offices to sign these at their offices to avoid any unnecessary delays in postage. This is also an opportunity to provide your solicitor with further instructions and receiving an update on how your matter is proceeding.

 

Delay because of funding

Any involvement of third parties can cause delays, especially when money is involved. The involvement of Banks, Help-to-Buy ISA or Lifetime ISA can significantly increase the work which is to be completed for each transaction to fulfil any additional requirements. Not adhering to these requirements in a timely manner can cause delays in your transaction proceeding to completion.

Even if you are buying the property without additional funding, your solicitor is required to carry out source of funds checks before contracts are exchanged. It is best to get your financial documents in order to avoid any issues which may cause delays.

 

Issues arising from the title or searches

It may be the case that upon reviewing the title documents and search results, a defect might be discovered. These issues may require further investigation, for example, a chancel search may reveal that the buyer will be responsible for paying for the upkeep of the local church.

It is important that the sellers are transparent when informing their solicitors about the property so it can be passed over to the buyers along with any supporting documentation. This could involve making the buyer aware of any alterations or extensions that were carried out throughout the duration of the buyer’s ownership of the property.

 

Contact us for more information to understand more about your rights. At Morgan Hill Solicitors, we take care of the legal side of your transaction so you can focus on the important stuff.

Rao Naeem-ul-Haque Khan

21 May 2023

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